Interest free credit at BabySecurity.co.uk
How much will your monthly payments be?
How much do you want to spend?
Choose the amount you are looking to spend below.
How long are you looking to repay your finance for?
Choose either 6 months or 12 months repayment at 0% APR.
Enjoy your first moments..
At BabySecurity we are pleased to have teamed up with Close Brothers to offer Interest Free Credit with easy monthly payment terms. To apply for credit, simply add products to your basket totalling £450 or more and select Close Brothers finance at the checkout. You will have the option during the checkout process of choosing either 6 months’ Interest Free Credit or 12 months.
A minimum 25% deposit will be required when your order is placed, with the balance payable in monthly instalments by direct debit.
- • You order a £450 pram and select the 6 Months Interest Free Credit option.
- • You pay a 25% deposit of £112.50, followed by 6 monthly payments of £56.25.
- • Making the overall cost £450, it’s as easy as that.
Why We Offer Finance..
At BabySecurity, we understand that having a baby can be expensive, so we want to help take the pressure off.
Our Interest Free Credit and finance options allow you to spread the costs of the more expensive nursery items over 6 months Interest Free or over 24 months at 14.9% APR if you’d like to pay over a longer term.
How does it work..
1.) Choose items you would like to order and add them to your basket.
2.) Proceed to the checkout to complete your finance options.
3.) At the payment section, choose ‘Close Brothers’ and place your order.
4.) Pick which finance type you would like, as well as your deposit amount.
5.) Complete your application and wait for conformation. Your order will then be dispatched.
Q: Who is eligible for finance?
A:You must be a UK resident over the age of 18, be working at least 16 hours per week and be able to provide 3 years of UK address history. The details you provide are checked against public registers such as credit reference agencies.
Q: How will I know if my application has been approved?
A: Once you have completed your finance application, you will get an instant decision. If approved, we will arrange dispatch of your order once a minimum 25% deposit has been paid by credit/debit card.
Q: How much do I need to spend to be able to apply for finance?
A: £450 is the minimum order value to apply for finance.
Q: How do I apply?
A: To apply for finance, simply add items to your basket totalling over £450 and select ‘Close Brothers’ as your payment option at the checkout. If you have any questions regarding our finance options, or any of our payment methods please feel free to email us at firstname.lastname@example.org or call us on 01778 561086
Terms of agreement
If you make an application for credit, we will conduct a search on the records held about you at a credit reference agency or agencies which will supply us with information about your credit status as well as information held about you on the electoral register. We will use credit scoring methods to assess your application and to verify your identity.
Credit searches and other information which is provided to us and/or the credit reference agencies about you and those with whom you are financially linked may be used by us and other companies if credit decisions are made about you or other members of your household. You are linked with another individual if you make a joint credit application or run a joint credit account with them. Even if your application goes no further, the credit reference agencies will add details of this search and your application to your record. We do not offer a quotation service and by proceeding with an application, a search will be registered at a credit reference agency.
Periodically we may search the information held about you with the credit reference agencies so that we can manage your account and make further decisions about whether your credit facility remains suitable for you. These searches will not be available to other lenders for credit assessment purposes.
If you enter into a credit agreement with our third party credit provider, they will also add details of your agreement as well as ongoing details of your account and how you manage it to credit reference agency records. If you do not repay on time or in full they will tell the credit reference agencies who will record details of the debt. All this information will be seen by other organisations carrying out later searches. This information may be used to assess you for credit or to verify your identity.
We may pass your information onto third parties for debtor tracing and debt recovery purposes.
BabySecurity.co.uk is a division of EDPA Limited. EDPA Limited is a Licenced Credit Broker "Licence Number 689375". Credit is subject to status and available to permanent UK residents only.
Finance will be provided by Close Brothers Retail Finance, a trading style of Close Brothers Limited. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number 124750. Close Brothers Limited is registered in England and Wales (Company Number 00195626) and its registered office is 10 Crown Place, London, EC2A 4FT..
Written terms available on request.